Package 1: Business Formation & Initial Compliance

1. Entity with State Records – Ensure the entity is open, active, and in good standing.

2. Federal EIN – Ensure EIN filing matches the state registration exactly.

3. Bank Account – Open a business bank account, which marks the start of financial activity.

4. Business Licenses – File for all necessary city, county, and state licenses.

5. Business Physical Address – Establish a business address that is verifiable by USPS.

6. Unique Business Phone – Obtain an FCC-listed business phone (no personal numbers).

7. 411 Directory – List the business phone number in the 411 directory.

8. Business Website – Develop a website that is listed in local business searches.

9. Professional Business Email – Use a business-branded email (no free email providers).

Package 2: Business Credit Profile Establishment

10. Experian Business – Open a business credit file with Experian and maintain a strong score.

11. Credit Safe – Ensure a file is open and has a strong credit rating.

12. Dunn & Bradstreet – Open a business credit profile and establish a good credit rating.

13. Equifax Business – Maintain a business credit file with a strong score.

14. Bank Rating – Achieve a minimum business bank rating of low 5.

15. Vendor Credit Lines – Obtain at least seven vendor lines of credit.